Mold infestations can have a lot of different ramifications to a home, a family, or even a business. We’ve talked a lot about the different ways mold, black mold or toxic mold can affect the health and comfort of your children and loved ones, as well as the different ways mold can damage your furniture, possessions and your property.
- A severe black mold infestation can have significant health effects on small children and babies, on people with respiratory problems, on those of us that have allergy problems, as well as on anyone – young or old – that suffers from a compromised immune system.
- If a mold infestation is allowed to continue spreading it can outright destroy furniture, books and documents, clothes and other textiles, compromise walls and the entire foundation of your house. The latter is especially dangerous when mold appears in the rarely maintained crawl space beneath a house.
- When mold appears in a storage space like a garage, a basement or an industrial storage space, it can be disastrous for your entire business. Poorly maintained storage spaces can go months with huge black mold infestations not even getting noticed, which can destroy staggering amounts of goods and property.
So, as we can see, mold is something that simply needs to be addressed whenever it’s noticed. Yet, a lot of people fail to do so. Why is that?
Well, for starters, dealing with mold is simply irritating. You need to go shop for the right products, you need to spray it, to scrub it, to wait and repeat. Often times you need to go buy new products, because the first ones didn’t do the trick, and so on, and so forth. So the sheer amount of time and work you have to put in when dealing with black mold is an often significant cost in and of itself.
Secondly, however, we have the financial cost. And this is something that we don’t talk about too often. Products for dealing with mold don’t seem too expensive on their own, so if you have a really small mold problem that can be taken care of with several sprays – that’s obviously not too costly. For bigger problems, however, even if you are up to dealing with them yourself, the costs can start mounting. Purchasing multiple different mold removers, with multiple bottles of each, purchasing different scrubbing tools can quickly reach 3-digit sums.
Add to that the costs of repairing the damage the mold has already done and things can get uglier and uglier. Replacing furniture that’s damaged beyond repair, replacing entire kitchen cabinets, replacing wallpapers, repainting walls, reapplying grout to the bathroom tiles, and so on – these are just some of the additional costs black mold can cause as well.
Mold Removing Professionals. How Much Exactly Do They Cost And Are They Worth It?
This is one question that a lot of home and business owners have asked themselves and have usually leaned towards the “Nah, it’s not worth it!” answer. And this answer is sometimes correct, but other times – it can cost you a lot more than the mold removing professionals themselves. So you are a lot better off making an educated decision, instead of just waving your hand and moving on.
Summarized as quickly as possible, here are the prices you can expect from a professional mold cleaning company:
- The U.S. national average cost of professional removal of mold and toxic materials is $2,234
- The typical range of professional mold removal costs is between $1,112 and $3,357
- The most optimistic low end you can expect is around $400
- The high end is usually around $6,000. Keep in mind that this high end is in relation to removing standard home black mold infestation. If your big storage space gets too badly infested, the cost of removing it can easily reach 5 digits. A large and complicated job can reach $15,000, $20,000 or even more. This isn’t meant to scare you, but just to prepare you of the importance of both good maintenance and prevention, as well as that of taking immediate action.
What Do All These Price
s Depend On, However?
That’s an important question. After all we can’t just tell you “Well, it will either cost you $400 or it will cost you $20,000, who knows.”, right? And while such round about figures can be annoying, the only way to know how much professional mold removal is going to cost is to consult with several different contractors. To give you an idea of what the cost is based on, however, here are the key factors that play into the formation of the price:
- The size of the area that is infected with black mold.
- On what surface or in what system the mold is located. Is it just on a wall? Or is it in a more complicated location, like inside of a heating system, or in the ventilation and air conditioning system.
- The materials of the infected surface are a factor as well. Are they such that they need to be directly cleaned as they are? Or are they, instead, such that they can simply be removed, safely disposed of, and then replaced (as is the case with drywall, carpets, insulation and others).
- If the mold has developed due to a recent flooding (which is often the case), the type of water that caused the infestation is also important. Was it sewage water? Was it contaminated with hazardous substances?
- The geographic region and the overall weather and climate can also cause significant variations in the price, especially for outdoor black mold infestations.
- The state and country you are in also obviously has its effect on the price.
So, as you can see, the cost of removing black mold or any other type of mold can vary from a couple dozen bucks for a mold remover spray and a brush, to several dozen thousand dollars for professional mold removal, as well as for replacing and / or repairing the damaged property.
Aren't There Ways To Reduce The Costs? Isn't This What Insurance Is For?
Yes, insurances are a factor as well. They aren’t always a guarantee, though, so don’t take them for granted.
The short answer to the “insurance question” is that a typical homeowner insurance usually covers the removal of mold and black mold. Even just from that, however, you ought to surmise that you need to make sure it does before taking any action. Take a good look at your insurance policy, read the fine print, and if anything is unclear – contact your insurance agent and ask them directly.
Also, keep in mind that insurance policies often only cover mold removal when it is done by professionals and not by the home owners themselves. So, if your insurance policy covers mold removal and you want to take advantage of that, calling in professionals may be cheaper than taking care of the problem yourself.
Over all, homeowner insurance policies have different coverages, depending on the particular policy. Most are enough for small or medium costs, but not all are sizable enough to handle a sizable bill. Some insurance policies include explicit inclusions that state they will not cover mold removal. Others include specifications about the different circumstances in which they will or won’t cover mold removal. Some will pay for mold removal, but won’t cover mold testing, and so on.
A lot of insurance policies specify the cause of the mold infestation as a deciding factor on whether the policy will cover the costs. Some of the typically key causes include:
- Water damage following a fire. Most home insurances include coverage of fire damage. And since often the water used to put out the fire can cause mold growth, the removal of that mold is usually included as a part of the “fire damage”. Yes, the fine print can work in the client’s favor too.
- Water damage following a flood. Unlike with fire damage, floods are usually not included in a homeowner’s insurance. And that’s a pity because flooding is one of the most common causes of mold and black mold specifically. So, if your insurance doesn’t cover flooding, you can’t hope it will cover the mold removal afterward. You can, however, get a flood insurance policy and this will cover the mold removal costs. This is an especially good idea in places where flooding isn’t that uncommon.
- Water damage from a leaky roof. Leaking roofs are another common cause of black mold growth, but they too are usually not covered by a homeowner insurance. This is because leaky roofs are usually attributed to poor maintenance than anything else. If, however, the water damage from the leakage is caused by something like a fallen tree or other uncontrollable factors – the insurance policy will likely cover both the roof problem and the resulting mold removal.
There are a lot of other subtlety and details that can come into play when it comes to insurances, so don’t forget to contact your insurance agent before taking any action.
Aside from that – simply take good care and maintain your property to prevent any black mold growth. And if some mold appears nevertheless – make sure to take immediate action. Because, as you can see, the costs of removing it later can increase to some quite staggering numbers.